Credit union offers a local, easy solution for PV financing

By Hawaii Renovation Posted in: ImproveTips

If you’re looking to add a solar photo-voltaic (PV) system or make other home improvements, Hawaii Central Federal Credit Union can help. At Hawaii Central Federal Credit Union, the focus is to provide their members with the best financing solutions for their specific needs. So, what makes Hawaii Central Federal Credit Union stand out from other lenders?

Char Demesillo with a costumer. NWphoto

Your money stays local

As a local financial institution, Hawaii Central Federal Credit Union keeps your money in Hawaii and is able to provide quick funding for your next project. With many banks tightening lending standards and conditions, Hawaii Central Federal Credit Union is able to offer flexible terms and may be able to offer alternative loan programs — all within a timely manner.

It’s easy to join

Hawaii Central Federal Credit Union is a community-based credit union. That means that if you live, work, worship or attend school on Oahu, you can join Hawaii Central Federal Credit Union. Once you become a Hawaii Central Federal Credit Union member, you are a member for life. Credit unions are owned by their members, so as a credit union member, you receive better deposit and loan rates as well as pay fewer fees.

An excellent PV loan program

Hawaii Central Federal Credit Union’s PV loan was created so you can own your PV system in less time and with less money. With no home equity required, the PV Loan is offered as an unsecured personal loan for up to $50,000 and up to a seven-year term. Plus, you can choose your own solar contractor and are able to get the best pricing for your system by asking for “cash pricing.” Hawaii Central Federal Credit Union’s PV loan program also has no payments due for the first six months, so you can enjoy all of the cost benefits of your new PV system immediately. For example, if you install your PV system in October, the first monthly payment for your Hawaii Central Federal Credit Union PV loan will be due in April — just in time to benefit from your applicable tax credit, incentive and rebate.

hcf_20131013_02

Hawaii Central Federal Credit Union has been serving Hawaii for more than 76 years and remains dedicated to providing the best service to its members and the community. You too can experience the credit union difference. For more information about Hawaii Central Federal Credit Union and its solar PV loan program, call the Consumer Loan Department at 536-3677, visit 681 S. King St. or apply online at www.hccu.info.

Hawaii Central Federal Credit Union is federally insured by NCUA.

HAWAII CENTRAL FEDERAL CREDIT UNION
contact // 536-3677
address // 681 S. King St.
web // www.hccu.info