If you’ve been looking to install solar photovoltaic (PV) in your home, now is the time to do it. The recent changes in HECO’s solar policies and processes for neighborhoods reaching high levels of PV saturation have caused delays for some installations or have added costs. If your neighborhood has not reached this high level of PV saturation, avoid these complications by installing PV sooner rather than later.

With Hawaii Central Federal Credit Union (HCFCU)’s Solar Photovoltaic Loan Special, you can get the funds you need to get a PV system installed quickly. Here are some benefits of HCFCU’s Solar PV Loan Program:

Get pre-approved at no obligation


With the uncertainty of the recent policy and process changes to installing PV at home, there is no obligation or fees to apply for HCFCU’s Solar PV Loan. You can quickly apply online at www.hccu.info or at the office at 681 S. King St. If approved, your pre-approval status is valid for 30 days from pre-approval date.

Fast financing up to $50,000

HCFCU’s Solar Loan is offered as an un-secured personal loan rather than a Home Equity Line of Credit so you don’t have to tie up the equity in your home. With no closing fees or appraisal costs involved, the loan can be quickly processed and funded in a matter of days. The Solar PV Loan program is available for up to $50,000 for up to a seven-year term.


Use the solar contractor of your choice

With any big investment, it is important to work with a contractor you are comfortable with and trust. HCFCU does not limit your choice of contractors. Disbursement of your HCFCU PV Loan will be made directly to your selected contractor.

No payments due for first six months


With no initial payments due, you can enjoy the cost benefits of your new PV system immediately. For example, if you install your PV system in December, the first monthly payment for your HCFCU PV Loan will be due in June 2014, allowing you to fully benefit from any tax incentives received.

Generous state and federal tax credits are still available for new PV system installations, so get your system installed this year. The staff at HCFCU knows the importance of a quick turnaround time and is dedicated to providing the best service to its members and the community.

HCFCU is federally insured by NCUA. Please consult your tax advisor regarding tax credits, incentives and rebates.

contact // 536-3677
address // 681 S. King St.
web // www.hccu.info